Our policies will cover you in all inland and coastal waters of the United Kingdom, from the low-risk reservoir to more challenging coastal stretches. We even provide cover if you take your equipment into Europe.
Insurance for windsurfers
Being a windsurfer brings a lot of enjoyment, but it also comes with unique risks.
Our specialist windsurfing insurance team takes the time to get to know you and how you like to windsurf. Whether you like low risk or you’re a thrill seeker, we’ll find you cover that takes all of your individual needs into account.
Our features and benefits
Our cover can include:
- Accidental damage including fire and theft
- Third party indemnity cover
- Full racing cover
- Cover whilst in transit
- UK and 30 days European use
- Cover for other people using your board with your permission
- Extension to allow you to use other people’s boards (loan only, no charter or hire).
Get a quote now
Call us or request a quote today – our experts are always on hand to support you.
What's covered in our windsurf insurance products?
We’re always transparent about what’s included in our windsurfing insurance cover. But if you’re not sure what kind of cover you need, our friendly team is always happy to help.
We take your personal requirements into account to provide you with the level of cover that’s right for you.
What is insured?
Please note this list is not exhaustive – refer to your full policy documents for details.
Insurance products and cover for you and your windsurf:
- Theft, loss or damage to your windsurf equipment
- Legal costs incurred as a result of damage to a third-party craft or property, or injury to a third party person
- £5 million third party liability included with all policies (protects your legal liability if you injure someone and/or damage their property)
- European cover is available if you take your windsurfer abroad.
What is not insured?
- The cost of repairing or replacing any part that is lost or damaged because it is faulty
- Loss or damage caused by insects, marine borers, barnacles, marine growth, fungi or molluscs.
Get a quote for windsurf insurance cover
Buy online today using our quick and easy quote and buy – our experts are always on hand to support you.
Why insure your windsurf with us?
We understand the unique risks you need to be insured against. Having our windsurf insurance experts do all the hard work lets you get back to the water with confidence and peace of mind. We’re proud to offer:
- 40 years of marine broking experience, backed by the world’s leading insurance broker and risk adviser
- Real people giving you a personalised service
- A diverse team passionate about boats
- Market value and agreed value policies
- A trusted partner of the RYA
- Quality products backed by A-rated insurers
- The flexibility to buy the way you want – online or over the phone
- Access to are friendly team who is always on hand to help, especially if buying online isn’t quite right for you.
Our promise to you
We take windsurf insurance seriously, so you’ll always know you’re in the right hands. We promise to:
- Represent your interests at the time of a claim to get you the very best outcome
- Provide proactive risk management advice to protect your boat
- Make it easy for you to make changes to your cover throughout the year.
We'll go the extra mile when you need us to
Our dedicated team loves to answer your questions and go the extra mile wherever they can. And we’re not just windsurf experts, we’re also experts in:
- Finding solutions to fit clients’ complex needs
- Explaining conditions and exclusions so you don’t fall foul of them
- Explaining the risks to new windsurfers
- Walking you through the whole process of insuring your windsurf.
Still not sure what windsurf insurance you need?
No problem, we'd love to talk to you about your needs. Call an expert now or get a quote online.
Frequently Asked Questions
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We offer policies to cover you and your equipment whilst taking part in the increasingly popular sports of windsurfing and stand-up paddle boarding. The policies cover racing activities at no additional cost.
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We offer policies to cover your windsurfing or paddle-boarding equipment – in both cases there are options:
- Third party liability cover only ‒ third party cover to others for personal injury or damage for which you are legally liable, up to £5 million for windsurfs or £3 million for paddleboards
- Comprehensive cover – damage to or loss of or from your vessel up to the total sum insured along with third party cover to others for injury or damage for which you are legally liable, up to £5 million for windsurfs or £3 million for stand up paddleboards.
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The policy will cover you using your own boards and equipment only.
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You are covered outside the United Kingdom for European trips of up to 30 days at a time.
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The person who has been issued with the certificate of insurance.
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Yes – our range of travel insurance policies will cover you whilst windsurfing or paddle-boarding abroad – even while racing. You can obtain more details and a free quotation here.
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Yes, our policies will cover your boards and equipment whilst being transported in or on a motor vehicle, by rail, ferry or air.
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Yes. All new policies sold online and renewals can be paid for by Debit and Credit Card. Some policies have an option to pay by finance which is offered via Close Brothers Premium Finance.
Whilst not offered online, some Insurers may also offer a direct debit. Please contact us if you wish to learn of different methods of payment and whether Direct Debit is offered or if you wish to pay via finance.
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We make individual client administration charges per policy (up to a maximum of 3 policies, per policy period) to cover the costs associated with administering your insurances e.g. arranging a new policy, carrying out short-period or mid-term cancellations, mid-term changes, providing replacement or duplicate documents and for other administrative tasks. We will advise you of the amount of fee before you become liable to pay it. Individual charges will not be made in relation to employee benefit related products.
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Our portal provides 24/7 access to your account and policy documents.
The portal enables us to be more environmentally friendly as we reduce the amount of printed policies and adopt a digital approach.
To access your documents, simply log into your Account, click on "Your Policies" and then select the "View" button on the policy. From here you can download the document if needed.
Please note that under your account, there is a button titled "Documents". This button is for uploading documents and not for accessing your policy documents.
Log-in to portal
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Yes. You can manage your policy renewal online. We will inform you by email within 28 days before your renewal date and upload all your renewal documentation onto the portal for you to review.
If you have not heard from us prior to the renewal, please check your documentation carefully in case there has been a change to your circumstances to prevent accidental underinsurance or a gap in cover.
You can also make payment online for your renewal by card and where applicable by Premium Finance or Direct Debit. If you had paid your previous years policy by Direct Debit, please contact us as it is not uncommon for renewals on Direct Debits to renew automatically.
Please don't assume your policy has been renewed until you have received confirmation from us.
If you are concerned about your policy, please call us prior to the date of renewal and one of our Team will be happy assist you.
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Unfortunately you can not make changes online. If you need to make any changes to your policy please contact us on 0204 579 8057 or by email at insurance@bishopskinner.com.
Any cancellation will also need to be handled offline. Please note that all policies are contracts and there may be stipulations that could affect any refund amount due. Such examples include:
- Any claims made within the period of insurance (excluding claims made in previous years unless made under Professional Indemnity or claims that have been settled as non fault or where the claim has been settled with no payment being made).
- The Insurers terms and conditions stated within the Policy Wording states that any cancellation in cover are non refundable.
- Some Insurers may place a condition that if a refund is below a set amount, there will be no refund due to processing fees.
Should you wish to discuss this in more detail or to check if any of the above applies to your policy, please contact us and one of our Team will advise you accordingly.
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The knowledge that experienced claims professionals will support you is just as important as the policy cover.
Our dedicated in-house claims team will be by your side, fighting your corner from start to finish. We promise to be there when it matters most.
Our claims service
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