Policies often include coverage for the repairer’s own tools, equipment, and business property.
Insurance for marine repair
Our boat insurance for repairers covers the unique risks faced by those working on boats and marine engines. Protection includes: liabilities and property damage claims arising during your operations. We are recognised among the leading marine insurers for providing specialised cover tailored to marine professionals. Our dedicated commercial marine team brings specialist knowledge to ensure your insurance meets the specific demands of the industry.
We can provide cover for marine professionals specialising in:
- Cleaning
- Detailing
- Painting
- Engine repair
- Hull repair
- Electrical work
- Electronics installation
- Canvas and upholstery work
- Rigging installation, repair, and service.
We also provide tailored protection for:
- Ship repairers performing repair services on ships. With liability coverage for care, custody, and control of vessels and equipment during repairs.
- Plumbers, electricians, and other trades working on vessels who have specific insurance needs for their marine-related work, including boat mechanic insurance.
Our boat repairers insurance typically includes:
- Property and contents insurance. Covers rebuilding or repairing business premises and replacing assets like equipment, furniture, tools, and inventory damaged by events such as fire, flood, or vandalism.
- Liability insurance. Includes public liability (protection against third-party injury or property damage claims), employers liability (a legal requirement in many places, covering employee injury or illness), product liability (claims from faulty products).
- Business interruption insurance. Helps replace lost income and cover extra expenses if the business cannot operate due to covered property damage.
Other possible coverages depending on the policy and business needs, such as money and goods in transit and professional indemnity insurance.
Our features and benefits
- Comprehensive coverage. Addresses a wide range of risks specific to marine operations, including property damage, liability, environmental hazards, and natural disasters.
- Financial protection. Mitigates financial risks from property damage, legal liabilities, regulatory fines, and business interruptions, helping to avoid financial strain.
- Tailored solutions. Policies can be customised to meet the specific needs and priorities of individual businesses.
- Risk management support. Many insurers provide resources to help identify, assess, and mitigate risks.
- Regulatory compliance. Helps boatyards comply with regulatory requirements and industry standards, ensuring you meet every legal requirement.
- Peace of mind. Provides assurance that the business is protected against unforeseen events and liabilities.
- Protection for stored property. Ensures coverage for vessels stored at the boatyard and the premises themselves.
Plus key optional extras:
- Personal accident and business travel insurance
- Commercial legal expenses
- Management liability insurance
- Cyber liability insurance
Our specialised cover options and competitive pricing make us a highly recommended choice for businesses looking to safeguard their operations on board vessels and premises. For more information or to contact us, please reach out to our commercial marine team, who focus on delivering the best insurance solutions for the marine industry.
Whether you are a person working in marine repair or managing a business, it’s important to have insurance that covers what can happen during your work. Our policies take every form of risk into account, so you can focus on your craft with confidence.
Get a quote now
Contact our team online today using our enquiry form – our experts are always on hand to support you.
What can be covered in our repair business insurance policies?
Please note this list is not exhaustive – refer to full policy document for details.
What can be insured?
- Public liability insurance
- Product liability insurance
- Employers liability
- Buildings and contents
- Plant and machinery
What is not insured?
All of these covers can be considered separately if required.
- Personal accident insurance
- Business travel
- Management liability
- Professional indemnity
Get a quote for marine repair insurance cover
Submit an enquiry form now or call us on 0204 579 2080 to discuss your requirements.
Why choose us for boat repair insurance?
Specialised marine expertise
- Over 40 years of experience specifically in marine broking.
- Deep understanding of the unique risks and complexities in the marine trade sector.
- Skilled in finding solutions for complex client needs and explaining policy details clearly.
Strong customer service and reputation
- Winner of the Feefo Platinum Trusted Service Award, based on genuine customer reviews.
- Personalised service with real people ready to answer questions and go the extra mile.
- Commitment to prioritising customer satisfaction and support.
Comprehensive and flexible coverage
- Insurance for a wide range of marine businesses including boat builders, marinas, boat and engine repairers, commercial vessels, and sailing clubs.
- Protection against accidental damage, fire, theft, and third-party liability.
Trusted partnerships and backing
- Trusted insurance partner of the Royal Yachting Association (RYA) for over 30 years
- Quality products supported by A-rated insurers.
Proactive Support and Claims Handling
- Dedicated to representing clients' interests during claims for the best outcomes.
- Offers proactive risk management advice to protect marine businesses.
- In-house claims team providing support from start to finish.
Still not sure what boat repairers insurance you need?
No problem, we'd love to talk to you about your needs. Call an expert now on 0204 579 2080
Boat repair insurance FAQs
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Businesses and individuals involved in marine repair services such as boat repair shops, engine mechanics, marine electricians, painters, welders, and other marine professionals are the primary subject of this insurance.
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It typically covers liability risks associated with repairing and servicing boats and marine engines, including damage to customer vessels while in the repairer’s care, custody, or control. It may also cover property damage, bodily injury claims, and legal liabilities arising from repair operations.
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Yes, policies can often be customised to fit the specific needs of the repair business, including coverage for specialised services or high-value equipment.
Online or over the phone - our experts are on hand to support you.