Yes, some policies include cover for environmental liability related to spills or accidents at the dock or at sea. Property damage liability in boat insurance may also cover fuel spill mitigation. If you believe you have the wrong type of cover, please request a review from our dedicated team to ensure your boatyard is fully protected.
Insurance for boatyards
Our boatyard insurance specifically protects boatyard owners and operators from risks and liabilities associated with the marine trade insurance sector.
Boatyard insurance typically covers:
- General liability for bodily injury and property damage on your premises, including workplace incidents involving contractors and passengers.
- Boatyard operators legal liability. Protecting customer property (boats, equipment, and craft) while in your care for storage, repair, or maintenance.
- Property cover for buildings, personal property, piers, pontoons, and docks located in harbours where you operate.
- Pollution liability for environmental damage or spills, an essential legal protection for any marine-related business.
- Business interruption cover for lost income due to covered events, enabling recovery and rest of trading activities.
Our features and benefits
- Comprehensive Cover. Addresses a wide range of risks specific to marine insurance operations, including property damage, liability, environmental hazards, and natural disasters.
- Financial Protection. Lessens the financial risks from property damage, legal liabilities, regulatory fines, and business interruptions. This provides owners and operators with confidence they are protected and avoid financial strain in the unfortunate event of a claim.
- Tailored Solutions. Policies can be customised to meet the specific needs and priorities of individual boatyards, ensuring the appropriate cover is in place.
- Risk Management Support. Many specialist insurers provide resources to help identify, assess, and mitigate risks across all aspects of your business.
- Regulatory Compliance. Helps boatyards comply with regulatory requirements and industry standards, including contracts and trading obligations.
- Peace of Mind. Provides assurance that the business is protected against unforeseen events and liabilities, including risks during transit of vessels and equipment.
- Protection for Stored Property. Ensures cover for vessels stored at the boatyard and the premises themselves, including the hull and onboard equipment.
Plus key optional extras:
- Personal accident and business travel insurance.
- Commercial legal expenses, offering expert advice and support when dealing with legal matters.
- Management liability insurance, protecting directors and officers from claims of wrongful acts.
- Cyber liability insurance.
Our specialised cover options and competitive pricing make us a highly recommended, award-winning* choice for boatyards looking to safeguard their businesses. For more information or to contact us, please reach out to our team whose primary focus is to offer you the best possible marine insurance solutions we can arrange.
Get a quote now
Contact our team online today using our enquiry form - our experts are always on hand to support you.
What's covered in our boatyard insurance policies?
Please note this list is not exhaustive – refer to full policy document for full details.
What can be insured?
- Public liability insurance
- Product liability insurance
- Employers liability
- Buildings and contents
- Plant and machinery
- Marine installations
- Owned vessels.
What is not insured?
All these covers can be considered separately if required.
- Personal accident insurance
- Business travel
- Management liability
- Professional indemnity.
Get a quote for boatyard insurance cover
Submit an enquiry form now or call us on 0204 579 2080 to discuss your requirements.
Why choose us for boatyard insurance?
Specialised marine expertise
- Over 40 years of experience specifically in marine broking.
- Deep understanding of the unique risks and complexities in the marine trade sector.
- Skilled in finding solutions for complex client needs and explaining policy details clearly.
Strong customer service and reputation
- Winner of the Feefo Platinum Trusted Service Award 2026, based on genuine customer reviews.
- Personalised service with real people ready to answer questions and go the extra mile.
- Commitment to prioritising customer satisfaction and support.
Comprehensive and flexible cover
- Insurance for a wide range of marine businesses including boat builders, marinas, boat and engine repairers, commercial vessels, and sailing clubs.
- Protection against accidental damage, fire, theft, and third-party liability.
Trusted partnerships and backing
- Trusted insurance partner of the Royal Yachting Association (RYA) for over 30 years.
- Quality products supported by A-rated insurers, which ensure they have financial stability and are able to support in the unfortunate event of a claim.
Proactive Support and Claims Handling
- Dedicated to advocate for clients' interests during claims for the best possible outcomes.
- Proactive risk management advice to help prevent marine businesses from needing to claim in the first place.
- In-house claims advocacy team providing support from start to finish.
Still not sure what boatyard insurance you need?
No problem, we'd love to talk to you about your needs. Call an expert now on 0204 579 2080.
Boat repair insurance FAQs
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Boatyards face unique risks such as environmental hazards, responsibility for stored vessels, higher employee injury rates, complex operations involving heavy machinery and hazardous materials, and third-party liabilities involving customers or visitors. Our dedicated team can advise you on the best policies that includes cover tailored to these specific risks.
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Factors include the size and type of operations, location, value of property and equipment, number of employees, claims history, and safety measures in place. The available cover options and limits you choose will also impact the overall cost.
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*Winners of the Feefo Platinum Trusted Service award 2026