Marina insurance

Insurance for marinas

Our marina insurance provides cover for both coastal and inland marinas. The cover options can include:

• General liability for bodily injury and property damage on your premises.
• Marina operators legal liability - protecting customer property including boats and equipment while in your care for storage, repair, or maintenance.
• Property coverage for buildings, personal property, piers, pontoons and docks.
• Pollution liability for environmental damage or spills.
• Business interruption coverage for lost income due to covered events.

Our features and benefits

• Comprehensive coverage. Addresses a wide range of risks specific to marine operations. This includes property damage, liability, environmental hazards, and natural disasters.
• Financial protection. Mitigates financial risks from property damage, legal liabilities, regulatory fines, and business interruptions, helping to avoid financial strain.
• Tailored solutions. Policies can be customised to meet the specific needs and priorities of individual boatyards.
• Risk management support. Many of our insurers provide resources to help identify, assess, and mitigate risks.
• Regulatory compliance. Helps boatyards comply with regulatory requirements and industry standards.
• Peace of mind. Provides assurance that the business is protected against unforeseen events and liabilities.
• Protection for stored property. Ensures coverage for vessels stored at the boatyard and the premises themselves.

Plus key optional extras:

• Personal accident and business travel insurance
• Commercial legal expenses
• Management liability insurance
• Cyber liability insurance

Our specialised cover options and competitive pricing make us a highly recommended choice for marina operators looking to safeguard their premises. For more information or to contact us, please reach out to our team who focus on delivering the best insurance solutions for the marine industry.

What's covered in our marina insurance policies?

Please note this list is not exhaustive – refer to full policy document for details.

What can be insured?

• Public liability
• Product liability
• Employers’ liability
• Buildings and contents
• Stock
• Plant and machinery
• Marine installations
• Owned vessels
• Goods in transit

What is not insured?

All of these covers can be considered separately if required.

• Personal accident insurance
• Business travel
• Management liability
• Cyber liability
• Professional indemnity

Why choose us for marinas insurance?

Specialised marine expertise

• Over 40 years of experience specifically in marine broking as a trusted insurance provider in the UK.
• Deep understanding of the unique risks and complexities in the marine trade sector. This includes fishing boats, marine contractors, and yacht club operations.
• Skilled in finding solutions for complex client needs and explaining policy wording and cover details clearly to ensure full proof of protection.
• A flexible approach to tailor coverage that suits different circumstances and ownership structures.

Strong customer service and reputation

• Winner of the Feefo Platinum Trusted Service Award, based on genuine customer reviews from our valued clients.
• Personalised service with real people ready to answer questions and go the extra mile to assist you in managing your insurance needs.
• Commitment to prioritising customer satisfaction and support, respecting your time and investment in marine assets.

Comprehensive and flexible coverage

• Insurance for a wide range of marine businesses including boat builders, marinas, boat and engine repairers, commercial vessels, and sailing clubs. We can also insure participants in events like the Island Race.
• Protection against accidental damage, fire, theft, total loss, and third-party liability with clear exclusions outlined in the policy wording.
• Coverage designed to help you manage risks and maintain security for your assets, with options to pay premiums flexibly to suit your finance arrangements.

Trusted partnerships and backing

• Trusted insurance provider and partner of the Royal Yachting Association (RYA) for over 30 years, supporting the line of marine businesses and enthusiasts.
• Quality products supported by A-rated insurers, giving you confidence in your ability to operate safely and securely.
• We continue to develop our offerings to meet the evolving needs of the marine sector, including trading and recreational activities.

Proactive support and claims handling

• Dedicated to representing clients' interests during claims for the best outcomes, ensuring you have the proof and documentation needed.
• Offers proactive risk management advice to protect marine businesses and assist in avoiding potential losses.
• In-house claims team providing support from start to finish, helping you access the right resources and information quickly.