Superyacht insurance

Insurance for superyachts

Our superyacht insurance provides comprehensive cover for privately owned sailing or powered vessels over 24m in length. Protect your vessel and its contents as well as yourself, guests and paid crew. Cover for your personal belongings can also be included. 

Many of our team are sailing enthusiasts, so we understand the kind of marine insurance cover you’re looking for. Our dedicated team will work closely with you to understand your needs and can offer bespoke risk advice. We take into account how you sail, and where, to find you comprehensive cover that takes all of your individual needs into account.

Additional covers can be arranged depending on if the vessel is commercially owned.

Our features and benefits

• Cruising ranges can be tailored to your individual requirements
• Up to 25% no claims bonus protected
• In-house claims team to support you from start to finish 
• Cover can be arranged for skipper or crewed charters
• Option to add crisis cover including access to a temporary substitute yacht and additional expenses for staying ashore.

What’s included in our superyacht insurance policy?

We’re always transparent about what’s included in our insurance cover. But if you’re not sure what kind of cover you need, our friendly team is on hand to help.

We're experts at arranging insurance that takes your personal requirements into account. We provide customised insurance solutions to give you the right level of cover you need.

What is insured?

The right cover for you and your yacht:

• Hull and machinery coverage
• Liabilities (protection and indemnity). We can also provide covered for a wide range of third-party liabilities: 
  • Damage caused to other vessels 
  • Liability arising out of the use of tenders and the vessel’s watercraft 
  • Water sports liabilities – injuries to guests 
  • Pollution liability 
  • Damage to third party marine installations e.g. docks and harbours 
  • Legal liability to employed crew including MLC requirements 
  • Crew negligence.

Cover will be arranged on a comprehensive, agreed value basis. Including provisions for hull, contents, engines, machinery, and everything connected to the vessel, such as tenders, watercraft, water sports equipment, interior fixtures, fittings, contents including antiques and artwork, and personal effects of the owner, guests, and crew.

Please note this list is not exhaustive – refer to your full policy documents for details.

Optional extras

• War risks 
• Legal expenses.

Crew medical cover can be tailored to include: 

• Emergency medical expenses – hospital/doctors’ fees for accidents or illness 
• Lump-sum payments for accidental death or permanent disability 
• Salary indemnity for temporary disablement
• Worldwide repatriation 
• Crew replacement expenses 
• 24-hour emergency assistance, making sure you are Martime Labour Convention (MLC) compliant.  

What's not insured?

• The cost of repairing or replacing any part that is lost or damaged because it is faulty. 
• Loss or damage caused by insects, marine borers, barnacles, marine growth, fungi or molluscs. 
• Any liabilities incurred whilst your boat is being used by, or is in the custody or control of any person employed in the marine trade in conjunction with their business.

A dedicated expert team

Let our dedicated superyacht insurance experts do all the hard work so you don’t have to.

Our commitment to you:

• Support from a personal adviser and dedicated team.
• Confidence that you are working with the world’s leading insurance broker and risk management adviser.
• Our focus is to get you exactly the right cover from our specialist insurer partners.
• We ensure confidentiality and discretion, whilst protecting your personal data.
• Our dedicated claims team will represent your interests at the time of a claim to get you the best possible outcome.
• Proactive help to prevent disruptive claims occurring and making things better for the future if they do.
• Clear and transparent advice you can trust.

Why insure your yacht with us?

Our team are different because we understand the lifestyle of owning various types of vessels.

Having our yacht insurance experts do all the hard work lets you get back to enjoying your passion with confidence and peace of mind.

We’re proud to offer:

• 40 years of marine broking experience, backed by the world’s leading insurance broker and risk adviser  
• A trusted partner of the RYA
• Quality products backed by A-rated insurers.

Going the extra mile

Our dedicated team love to answer your questions and go the extra mile wherever they can. And we’re not just boat experts, we’re also experts in:

• Finding solutions to fit complex client needs
• Explaining conditions and exclusions so you don’t fall foul of them
• Explaining the process of insuring a yacht
• Explaining the risks to new yacht owners
• Walking you through the whole process of insuring a yacht.