Typical exclusions in "all-risk" policies include wear and tear, manufacturer's defects, design defects, ice, and freezing.
Insurance for boat building businesses
Our boat builders insurance specifically protects the boat builder during the construction of a vessel. It covers physical damage to the vessel while it is being built and includes third-party liability.
Our features and benefits
- Financial Protection. Safeguards boat builders from significant financial losses due to damages or losses during construction.
- Comprehensive Risk Management. Helps manage the inherent risks in boat construction by covering a wide range of potential issues.
- Business Continuity. Mitigates financial losses to help ensure the builder can continue operations after unexpected events.
- Liability Protection. Protects against claims from non-employees injured on the construction site and covers liabilities for damage to third-party property.
- Peace of Mind. Allows boat builders to focus on their craft knowing potential risks are covered.
- Flexibility. Policies can often be tailored to the specific needs of the builder and the project.
Plus key optional extras:
- Personal accident and business travel insurance
- Commercial legal expenses
- Management liability insurance
- Cyber liability insurance
Our specialised cover options and competitive pricing make us a highly recommended choice for boat builders looking to safeguard their businesses. For more information or to contact us, please reach out to our team who focus on delivering the best insurance solutions for the marine industry.
Get a quote now
Call us or request a quote today – our experts are always on hand to support you.
What can be covered in our boat builders insurance policies?
Please note this list is not exhaustive – refer to full policy document for details.
What can be insured?
- Public liability insurance
- Product liability insurance
- Employers liability
- Buildings and contents
- Plant and machinery
- Builders risks
What is not insured?
All of these covers can be considered separately if required.
- Personal accident insurance
- Business travel
- Management liability
- Professional indemnity
Get a quote for boat builders insurance cover
Buy online now or call us on 0204 579 2080 to discuss your requirements.
Why choose us for boat builders insurance?
Specialised marine expertise
- Over 40 years of experience specifically in marine trade insurance broking.
- Deep understanding of the unique risks and complexities in the marine insurance and boat building market.
- Skilled in finding solutions for complex client needs and explaining policy details clearly, ensuring you have the appropriate cover.
- Our specialist team is well-versed in all aspects of boat builders’ insurance, including business interruption, transit risks, and ownership liabilities.
Strong customer service and reputation
- Winner of the Feefo Platinum Trusted Service Award, based on genuine customer reviews.
- Personalised service with real people ready to answer questions and advise on the best insurance providers and policies.
- Commitment to prioritising customer satisfaction and support, making it straightforward to make a claim or deal with any issues.
- We also provide directors and officers insurance to protect your leadership team.
Comprehensive and flexible coverage
- Insurance for a wide range of marine businesses including boat yards, boat sales, marinas, boat and engine repairers, commercial vessels, and sailing clubs.
- Protection against accidental damage, fire, theft, and third-party liability.
- Coverage includes risks related to cranes, line handling, and transit of vessels.
- Our combined policies offer value and peace of mind, helping you guard your assets and operations.
Trusted partnerships and backing
- Trusted insurance partner of the Royal Yachting Association (RYA) for over 30 years.
- Quality products supported by A-rated specialist marine insurers.
- Access to a wide market of insurers to ensure you get the best value and pay for the right coverage.
Proactive Support and Claims Handling
- Dedicated to representing clients' interests during claims for the best outcomes.
- Offers proactive risk management advice to protect operating marine businesses.
- In-house claims team providing support from start to finish, making the claims process straightforward and efficient.
Still not sure what boat builders insurance you need?
No problem, we'd love to talk to you about your needs. Call an expert now on 0204 579 2080.
Boat repair insurance FAQs
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It typically covers material damage to watercraft, including dealer stock ready for sale, chandlery, equipment owned by the insured, or boats in the process of being built. This includes coverage for hulls, motors, anchors, furnishings, fittings, extra fuel tanks, batteries, and onboard safety equipment. Coverage applies whether these items are on land, on water, being demonstrated, exhibited, delivered, or collected. It also includes liability coverage for business activities of boat builders protecting against damages and injuries to third parties.
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No. Regular boat insurance covers individual boats for perils like sinking, fire, theft, and collision, while boat builder's insurance is tailored to commercial operations of building and repairing boats.
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Factors include the type and size of boats, usage and storage, coverage limits and deductibles, claims history, and the scope of business activities.
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Yes, builders risk insurance can be extended to cover trial and delivery trips.
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Yes, material damage coverage often includes chandlery and equipment owned by the insured.
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