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Paddleboarding insurance

Join our family of paddle boarders for comprehensive cover you can trust.

Insurance for paddleboard owners

Owning a paddleboard brings plenty of enjoyment, but it also comes with unique risks.

Our specialist paddleboard insurance team takes the time to get to know you and how you like to enjoy your paddleboard. This will help us find you cover that takes all of your individual needs into account.

Features and benefits for maximum confidence

  • Multiple paddle board discount
  • Road transit cover
  • Any user cover with your permission
  • UK wide and 30 days European for any one trip
  • Extension for you to use other people’s boards.

Including protection from the unforeseen

  • Accidental damage including fire and theft
  • Third party indemnity cover
  • Personal accident cover up to the age of 76.

Get a quote for paddle board cover

Buy online today using our quick and easy quote and buy or call us if you need help.

93% of our customers would recommend our service

Insurance for paddle boarding policy detail

We’re always transparent about what’s included in our paddleboard insurance cover. But if you’re not sure what kind of cover you need, our friendly team is always happy to help.

We take your personal requirements into account to provide you with the level of cover that’s right for you.

What is insured?

Please note this list is not exhaustive – refer to your full policy documents for details.

Cover for you and your board:

  • Theft, loss or damage to your paddle board
  • Legal costs incurred as a result of damage to a third-party craft or property, or injury to a third party person
  • £3 million third party liability included with all policies (protects your legal liability if you injure someone and/or damage their property)
  • If you take your paddle board abroad, European cover is available
  • Paddle boards bought new and up to 3 years old will be replaced new-for-old
  • Paddle boards over 3 years old will be replaced on a market value basis.

What's not insured?

  • The cost of repairing or replacing any part that is lost or damaged because it is faulty
  • Loss or damage caused by insects, marine borers, barnacles, marine growth, fungi or molluscs.

Get a quote for paddle board cover

Buy online today using our quick and easy quote and buy or call us if you need help.

93% of our customers would recommend our service

Excellent cover, very reasonably priced and great customer service. Easy to recommend.

Dan from Fife

Why insure your paddleboard with us?

Our team is different because we understand the lifestyle of owning a paddleboard.

Having our paddleboard insurance experts do all the hard work lets you get back to the water with confidence and peace of mind. We’re proud to offer:

  • 40 years of marine broking experience, backed by the world’s leading insurance broker and risk adviser
  • Real people giving you a personalised service
  • A diverse team passionate about boats
  • Market value and agreed value policies
  • A trusted partner of the RYA
  • Quality products backed by A-rated insurers
  • The flexibility to buy the way you want – online or over the phone
  • Access to are friendly team who is always on hand to help, especially if buying online isn’t quite right for you.

Our promise to you

We take insurance for paddle boarding seriously, so you’ll always know you’re in the right hands. We promise to:

  • Represent your interests at the time of a claim to get you the very best outcome
  • Provide proactive risk management advice to protect your boat
  • Make it easy for you to make changes to your cover throughout the year

We'll go the extra mile when you need us to

Our dedicated team loves to answer your questions and go the extra mile wherever they can. And we’re not just boat experts, we’re also experts in:

  • Finding solutions to fit clients’ complex needs
  • Explaining policy conditions and exclusions so you don’t fall foul of them
  • Explaining the risks to new boat owners
  • Walking you through the whole process of insuring your paddleboard.

Still not sure what paddleboard insurance you need?

No problem, we'd love to talk to you about your needs. Call an expert now or get in touch online.

Frequently asked questions

Sure! We love talking about paddle boarding, paddle boards and anything else that's related to this awesome hobby. Simply, call us on 0204 579 2080 to speak with an expert. Paddle board insurance includes £3 million third party liability. This protects your legal liability if you injure someone and/or damage their property. No. You must take responsible precautions to prevent theft. Your board and equipment should be kept securely so that it cannot be stolen without forcible removal. The policy provides 30 days cover for European use. Yes, paddle board insurance cover includes damage to the paddle boards and equipment while in transit, excluding scratching, bruising and denting.

Bishop Skinner Marine provides members of the RYA with free worldwide third party only insurance for the use of their windsurfing kit and stand up paddle board (SUP). This insurance covers members for their legal liabilities arising from ownership of the board, as well as when you’re out racing.

Worldwide is limited to 30 days at any one time, paddle boarding needs to be noted as an interest on membership application to receive free cover.

Like all water sports, there's always risks involved when paddle boarding. Given that the equipment is not cheap and, much like us, you love your hobby, it makes sense to make sure you are covered. No – market value policy so replacement with like-for-like equipment. Please go to our claims page or log-in to the portal and follow the instructions there. If you have any questions, just get in touch with us and we’ll be happy to talk you through the process.
Online or over the phone - our experts are on hand to support you.