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Excluded countries

Excluded country list

No cover shall be operative under this Certificate for trips to, from or within the following territories / countries, unless such trips are declared to and agreed by Underwriters prior to travel.

Underwriters reserve the right to charge an additional premium and/or amend coverage in respect of these trips:

Afghanistan, Central African Republic, Chad, Democratic Republic of Congo, Iraq, Ivory Coast, Libya, Mali, Niger, Nigeria, Pakistan (other than Punjab and Sind Provinces), Palestinian Territories, Somalia, Sri Lanka, Sudan, South Sudan, Syria, Ukraine and Yemen.