The RYA members travel policy has been developed by us over the past 10 years to provide a highly competitive annual insurance, which can be suited to most member’s complete travel insurance requirements. It includes special extensions relevant to sailing overseas, has no age restrictions, and can even be extended to include business travel.

Policy Features Geographical area – worldwide. Maximum duration any one trip – 45 days. Medical and additional expenses – up to £5,000,000. Cancellation and curtailment – up to £3,000. Free winter sports cover – up to 17 days. Journey continuation – up to £500. Travel delays – up to £150. Personal liability – up to £1,000,000. Legal expenses – up to £25,000. Personal accident – up to £15,000. Hospital benefit – up to £1,000. Accompanied personal baggage, clothing and money – up to £1,200. Delayed personal baggage – up to £100. Loss of passport – up to £500. Hi-jack, kidnap and detention – up to £15,000. Yacht hire excess waiver – up to £500.

Premiums Standard Policy Worldwide cover & 45 days travel any one trip. Age at inception date under 65 over 65 Individual £80.00 £145.00 Individual and spouse/partner £125.00 £225.00 Family (including dependent children under 18 or under 23 if in full-time education) £144.00 n/a Extensions Available 60 days travel, any one journey £20.00 per person. Business travel £20.00 per person. A 15% discount is available on the premium if you wish to delete the baggage and money cover.