The RYA members travel policy has been developed by us over the past 10 years to provide a highly competitive annual insurance, which can be suited to most member’s complete travel insurance requirements. It includes special extensions relevant to sailing overseas, has no age restrictions, and can even be extended to include business travel.
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Policy Features
Geographical area – worldwide.
Maximum duration any one trip – 45 days.
Medical and additional expenses – up to £5,000,000.
Cancellation and curtailment – up to £3,000.
Free winter sports cover – up to 17 days.
Journey continuation – up to £500.
Travel delays – up to £150.
Personal liability – up to £1,000,000.
Legal expenses – up to £25,000.
Personal accident – up to £15,000.
Hospital benefit – up to £1,000.
Accompanied personal baggage, clothing
and money – up to £1,200.
Delayed personal baggage – up to £100.
Loss of passport – up to £500.
Hi-jack, kidnap and detention – up to £15,000.
Yacht hire excess waiver – up to £500.
In addition to the policy features mentioned above, RYA Gold members benefit from increased levels of cover in the following areas:
Medical Expenses increased to £10,000,000.
Cancellation and curtailment to £4,000.
Personal Baggage to £2,000.
Money limit increased to £750.
Public Liability increased to £2m.
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Premiums
Standard Policy
| Worldwide cover & 45 days travel any one trip. |
| Age at inception date |
64 and under |
65 - 74 |
75 and over |
| Individual |
£80.00 |
£165.00 |
£220.00 |
| Ind. and partner |
£125.00 |
£260.00 |
£335.00 |
Family
(including dependent children under 18 or under 23 if in full-time education) |
£144.00 |
(upon application) |
Extensions Available
60 days travel, any one journey £20.00 per person.
Business travel £20.00 per person. |
A 15% discount is available on the premium if you wish to delete the baggage and money
cover. |
