Windsurf Insurance

The Stay Afloat Policy Summary

Summary of cover
This is a summary of the insurance provided for pleasure craft. It does not contain the full policy terms and conditions.You can find full details of the cover provided, including definitions, terms and conditions in the policy booklet. It is important that you read the policy booklet carefully when you get it.

Name of the insurance undertaking

The insurer for all sections of this policy is Axa Insurance UK plc.

Type of insurance and cover

Your Pleasurecraft policy is a multi-section insurance policy. It protects your liability to other people, including passengers in your boat. The insurance protection applies while your boat is in commission or while it is laid up, provided you use it within the cruising limits you have chosen.

Section 1 Loss or damage – see loss or damage section of your policy booklet for details
Significant features and benefits
You are insured for:

• Accidental loss or damage to your boat, including any outboard motors, trailers or other gear and equipment.
• Theft of your gear and equipment from either your boat, or place of storage (as long as there is forcible entry or it is forcibly removed).
• Outboard motors are insured if they drop off or fall overboard.
• Sailing dinghies are insured while you are racing.
• Towing your boat behind your car or while it is carried by a professional haulier. This is automatically insured provided your boat is no more than 30 feet in length.
• Damage to underwater machinery on your boat (you only pay your standard policy excess).